How to Check Your Mental Health Benefits

Mental health coverage varies based on your insurance plan. Use this guide to check your coverage, understand potential limitations, and learn about out-of-pocket pricing options.

HOW TO CHECK YOUR BENEFITS

Unfortunately, Tia is not in-network for mental health for insurance plans that utilize Optum or Evernorth for mental health services

To confirm if your insurance is in-network with Tia, please call the phone number on the back of your insurance card and ask the following questions:

  • What are my mental health benefits?
  • Does my insurance plan use Optum or Evernorth for mental health benefits?
    • If yes, you are out-of-network for mental health at Tia
  • Is Tia in-network with my plan for mental health services at [Tia address]? (You can view the addresses of Tia clinics here)
  • Are there any limitations or exclusions on my plan regarding mental health?
    • Do I have a limit on the number of visits per year?
    • Do I need a referral or preauthorization for mental health visits?
    • What is the cost for a mental health assessment? What is the cost for a mental health appointment?
    • Are virtual therapy or telepsychiatry sessions covered?

If your insurance does not cover mental health at Tia, the out-of-pocket (cash) cost for appointments is located on our website here. For more information about billing processes, please visit our patient billing FAQ.