How to Check Your Mental Health Benefits

Mental health coverage varies based on your insurance plan. Use this guide to check your coverage, understand potential limitations, and learn about out-of-pocket pricing options.

How to Check Your Mental Health Benefits

Mental health coverage varies based on your insurance plan. Use this guide to check your coverage, understand potential limitations, and learn about out-of-pocket pricing options.

HOW TO CHECK YOUR BENEFITS

Unfortunately, Tia is not in-network for mental health for insurance plans that utilize Optum or Evernorth for mental health services

To confirm if your insurance is in-network with Tia, please call the phone number on the back of your insurance card and ask the following questions:

  • What are my mental health benefits?
  • Does my insurance plan use Optum or Evernorth for mental health benefits?
    • If yes, you are out-of-network for mental health at Tia
  • Is Tia in-network with my plan for mental health services at [Tia address]? (You can view the addresses of Tia clinics here)
  • Are there any limitations or exclusions on my plan regarding mental health?
    • Do I have a limit on the number of visits per year?
    • Do I need a referral or preauthorization for mental health visits?
    • What is the cost for a mental health assessment? What is the cost for a mental health appointment?
    • Are virtual therapy or telepsychiatry sessions covered?

If your insurance does not cover mental health at Tia, the out-of-pocket (cash) cost for appointments is located on our website here. For more information about billing processes, please visit our patient billing FAQ.